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TOPIC:  If I Had Only Known: The Power of Compounding Interest

BIO: Michael writes the syndicated weekly finance column “The Smart Money” for Hearst Corporation’s San Antonio Express News and Houston Chronicle and teaches personal finance at Trinity University in San Antonio, TX. Through this work and his blog www.bankers-anonymous, his mission is to make finance and money accessible to an educated, but non-expert audience.

Michael Taylor is the author of The Financial Rules For New College Graduates: Invest Before Paying Off Debt And Other Tips Your Professors Didn’t Teach You, an accessible, funny, sensible guide to financial life for young people. The book helps graduates – or anyone in their twenties and beyond - avoid high-interest debt, start on a path to savings, begin retirement investing, and approach buying a car and house. Maybe…just maybe…it will help graduates move out of their parents’ home some day and become financially independent adults.

After graduating Magna Cum Laude from Harvard College, Michael sold emerging market bonds and mortgage bonds at Goldman, Sachs & Co. He founded an investment firm specializing in distressed debt. He lives in San Antonio, TX with his wife and two daughters.